Debt Relief Through Chapter 13 Bankruptcy
If you have a steady income but are having trouble keeping up with your bills on a monthly basis, filing for Chapter 13 bankruptcy could provide the relief you need to get back on your feet. Chapter 13 bankruptcy, sometimes called the "wage earner" bankruptcy, allows you to repay your debt over a three to five year period according to a court approved repayment plan.
The bankruptcy process is very detailed, and it is one that should be handled by an experienced attorney who understands the law. At the Collegeville, Pennsylvania, law firm of Nahrgang & Associates, P.C., we have helped countless clients throughout the Delaware Valley area to take back control of their financial situations through filing for Chapter 13 bankruptcy protection.
Get the Relief You Need
Filing for Chapter 13 is similar in many ways to getting a consolidation loan that lets you make one payment to cover all of your debts. All unsecured debts, such as credit card debt, personal loans, old income tax debt, vehicle deficiencies, and medical bills, as well as past due debts like mortgage arrears can be included in your Chapter 13 filing. Also, it allows for the repayment of tax debt which cannot be discharged in a Chapter 7.
Another major advantage of filing for bankruptcy is the automatic stay. The automatic stay requires creditors to stop all collection activity upon the filing of your bankruptcy petition. This means that you will not receive any more harassing phone calls or letters and any foreclosure, repossession actions or lawsuits will have to be stopped.
Call for a Free Initial Consultation
Contact our office today to discuss your bankruptcy questions with a lawyer. You can reach us by phone at 888-773-6714 or via e-mail. We respond promptly to all phone calls and emails, usually within 24 hours.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
